The Banks are sketchy these days. If you have a bank account, don't put more than $99,999 in it. Once you get to $100,000 you don't have FDIC insurance. So, I recommend a Swiss Cheese bank account. What's "Swiss Cheese"? It's secure paper in a bank only you have access to. I am not about to open an overseas bank account just yet, so in the middle of this recession we just got creative and started saving in our own Swiss Cheese bank account. So, protect ya neck when it comes to this cash. The Government may try and borrow from you and not pay back so get wise.